The story
History: facts, each with the kind of source it rests on
Metal timing chains spread from the 1990s so that engines no longer needed a rubber belt changed on a schedule. The chain itself wears little, but poor lubrication or a failed tensioner or chain guide can wear it out fast or break it early. A published reference
A training manager at Snap-on Diagnostics writes that what mechanics call a stretched chain is really wear in the chain's parts. The chain grows longer and moves the camshaft timing, and the most common cause is missed oil changes and the wrong oil. Vehicle Service Pros